A most Blessed and Fabulous morning to you my dear friend.
This past one week has been one of my most amazing, yet challenging. I had a task to do and everything looked really twisted and complicated. But thanks be to God causes us to triumph...always, in Christ Jesus..Glory!
No matter what it is you are challenged with, there always will be a way out. I can say that time and again, because many times in life; I have found myself in the deepest parts of the ocean and Grace at each time floated me back to the top effortlessly .
Maintain your sense of gratitude, be full of joy, seek advice if possible and be full of prayers always- My Strategy!
Congratulations to us!
We made the December half-month mark. Oh yes, it's something to be grateful for.
I trust your week has been fabulous!
We are almost done with the Tips on 18 things we should do before 2018 and today, I share with you Tip 14 - "Create A Vision Board". A vision board helps you put on paper what you are able to visualize in your mind and it reminds you of what you are set to achieve.
Oprah Winfrey once said 'Create the highest, grandest vision possible for your life, because you become what you believe' .
How are you holding up?
That time of the year where there's that unnecessary pressure to measure your goals versus achievements; good task! But never measure your success (or failure) only by what you achieved and did not achieve. The most important feat you have achieved this year is that those nostrils of yours still have breath in them and by the way, you didn't accomplish that yourself!
I had such a hectic but highly fulfilling week. On Friday, I obtained a Certificate in Entrepreneurial Management from the Enterprise Development Center; a scholarship I got last year courtesy of World Bank and EDC. I have a very important story to share about how I won the scholarship and I'd do so with you soon. Watch out for my post on it!
I was being driven on Third mainland Bridge a few years ago and all of a sudden, a tyre flung out of a car going in the opposite direction, bounced on the divider and then bounced on my bonnet bringing the car to a halt right in the middle of the road! It looked like an action movie! It happened in split seconds and I couldn't but thank God for the calmness of the person driving me that day. He was a colleague who usually would hitch a ride home with me and that day, thankfully, he opted to drive.
I trust you had a restful weekend!
I am not really as ecstatic about public holidays or what you call Bank Holidays as I used to be, because they come and are gone in a jiffy ..lol . Grateful all the same for a one day holiday opportunity this last Friday and for more family and rest time.
So I got a few emails indicating that the picture for the 31-Day Monthly Challenge I mentioned in my last Email was not clear enough. Please download a clearer version HERE . Daily, we put up a few lines explaining each day's exercise on the SmartStewards IG handle. You can follow our page to read up on specific daily instructions on the Money-Challenge. You can also follow my Sola Adesakin IG handle for daily tidbits on personal finance.
I have been discussing "The 18 Things You Should Do Before 2018" for the past 5 weeks thereabout and today's Tip is 12 out of 18 already. Apart from checking out the weekly gist on our Blog, You can get the full article and other interesting articles by getting a copy of our Smart Stewards Summit Magazine.
Take stock of your immediate contacts/connections and make appropriate decisions
Happy New Month of December!
I am sure you are as excited as I am for obvious reasons. Christmas is around the corner and it comes with that special feeling of so much love and gratitude.
If you think you have had a "bad" year so far, count your blessings and then bless the count. It'd make way for much more.
Today's tip is a quick but important one: Review and make the necessary changes to your Resume. Whether as an employee or business owner, a Resume according to Wikipedia is "a document used by a person to present their backgrounds and skills".
It's a new week already and I believe it's loaded with amazing opportunities.
A few weeks ago, I embarked on a de-cluttering exercise at home. I stumbled upon some new items I had bought about 7 years ago; stacked away in a bag and I felt so ashamed. Not that I hadn't decluttered in the last few years; I had kept this particular bag far away from reach. There were a lot of items that had gone bad in the bag and they were things I could have given out also.
A lot of times, we have stuffs around the house that we do not need or use. They do not only occupy space, they deprive us of the joy we could derive from giving them out or perhaps the cash proceeds we could get from them.
Yard sales is not a common exercise here in Nigeria, but I am aware that overseas, people put out their unwanted stuffs for sale frequently; especially when they are moving houses and it's usually a fun exercise!
Thank God it's Friday and of course it's the famous #BlackFriday when everybody is on the look out for 'em deals.
My admonition today is simple. Warren Buffet says "If you buy what you don't need, soon you will sell the things you need".
Politely waka-pass those things that look attractive but you know you don't need. Don't steal from your future-self. If your hands are itching to spend, throw that money into an investment account and thank me later.
I hope you have been enjoying the Tips I have shared so far on " 18 Things You should Do Before 2018.
You can read up the earlier ones at Smart Stewards . So far, I have shared 8 Tips and today's is the 9th Tip. It's a very simple task which a lot of people shy away from.
Schedule an End-Of-year Visit to the Doctor.....
In a few days, it's going to be a month to Christmas!
The Christmas period is usually a time of so much joy and celebrations. It's that season of the year everyone looks forward to. However, more often than not; it's a also time when people are stressed the most financially; for obvious reasons. There are expectations from family, friends, colleagues and from every quarter.
Christmas can be celebrated memorably and without tears; if planned properly.
So i thought to share these 25 things you can do to make your 2017 Christmas memorable.
This past weekend has been one of the busiest in my life, I thank God for the grace to execute so many things at the same time. One of the highlights amongst many other interesting things was a quick trip to PortHarcourt on Saturday where I spoke at a Women Conference on the topic "The Woman and Her Purse". I promise to share the excerpts of my discussion with you sometime soon.
Hope you had a splendid weekend also!
Soit's about 6 weeks to the end of the year and we are getting into the festive period gradually. I am almost certain a lot of us are making Christmas plans already (wide grin). Have you thought of any money making opportunities also? I challenge you to do so!
We have discussed 7 tips out of the 18 things (you should do before 2018) I promised to share and today's tip is simply straightforward- Pick a mentor.
Happy Mon (ey) Day!
Trust you had a fabulous weekend.
The past few days (Up until yesternight) have been quite trying around where I live in Lagos Nigeria as a result of power outage. In fairness, we were forewarned that the mega substation supplying our area needed to be overhauled, but we all took it with a pinch of salt!
Just super grateful light has been restored.
As much as I teach on the importance of money; I have also realized that money doesn't have the capacity to solve man's problems if it's not properly channeled and managed. Money, Wisdom, Timeliness, Discretion all work well together to accentuate the beauty of money. You can actually empower your money for it to empower your life.
We have been discussing about the 18 things you should do before 2018 and if this is the first email you are receiving, I'd advise you read up the last few posts HERE.
My seventh tip is : Get A Financial advice/advisor and/or join an accountability group ; depending one the severity of your financial issues or the weight of the financial goals you'd love to achieve.
Friday Comes with an unquantifiable joy most times; because everyone gets to have time to rest and bond with their families over the next two days.
I however believe that everyday of the week should bear that kind of joy for everyone. Employees, business owners should have such flexible working hours that avail them the opportunity of getting home in good time, have time for their family, recuperate from the day's activities and catch enough rest for the next day's work.
I trust you had a fantastic weekend, and even if it was a rough one, I encourage you to keep your face towards the sunshine and the shadows will fall behind!( Walt Whitman)
So the past few days have been a bit financially inundating for me I won’t lie. Very unusual, but unlike the past when I’d fret and get moody over money matters; I realized I have been at peace, contented and really excited. Hmmmn, Things have really changed.
When I was “broke” in the past, many thoughts would run through my mind, I’d complain and beat myself over my money decisions, I’d wonder if it was worthwhile making attempts at making more money and just conclude personal financial management was impossible.......
I trust you are maximizing the last few days in the month of October and getting ready for the last two months of 2017.
Over the last two weeks, I have discussed the first three things we could and should do before the year runs out. Tip one was to Learn a New Skill , Tip two was to Draw Up a 12-Month Goals For 2018 and Tip Three was to Have a Capital acquisition Plan for 2018.
Today's Tip which is the 4th sounds a lot simple; but in reality, a lot of people do not always have a headway practicing it.
OPEN AND MAINTAIN A SAVINGS ACCOUNT.
Hi Again Dear Friend,
Hope you had a very fantastic weekend. I did!
In my last two emails, I have discussed the first two things we could and should do before the year runs out. Tip one was to Learn a New Skill and Tip two was to Draw Up a 12-Month Goals For 2018.
The Third Thing I will be discussing is to "Have a Capital acquisition Plan for 2018".
How is it going with your finances?
In my last email, I started the series on "18 Things You should Do Before 2018". If you missed it, you can read the article Here .
In that article, I talked about the importance of learning a new skill(s) so you can expand your income base in the new year. I shared my personal experience along that line also. I have had a lot of amazing feedback and I am overly motivated to do more for myself by learning more skills! How about that?
And so, in my last email, I mentioned I would be sharing the 18 tips over 12 weeks and what that means is that you may get 2 emails in one week so we can cover all 18 tips before the year runs out.
I hope that's fine!
And Tip 2 is here:
On a daily basis, we feature words of financial wisdom from different Smart Stewards members and sometimes from Guest Contributors. You'd be glad reading them. Enjoy!
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